Peanut in France — Send Money Abroad for Less
Deposit for free via SEPA from any French bank. Send money to Argentina, Brazil, and 40+ countries at the real market rate. No fees.
France is fully connected to Peanut through SEPA. You can deposit euros from any French bank account for free — 90% of SEPA deposits arrive in under 20 minutes. Once funded, you hold a digital dollar balance that you can send to anyone, anywhere, or spend locally when you travel.
Whether you are planning a trip to Buenos Aires, sending money to family in Latin America, or working remotely across borders, Peanut gives you a single app that moves your money at the real market rate with no fees. French banks charge foreign transaction fees and unfavorable exchange rates on international transfers. Peanut eliminates both.
How It Works
- 1
Deposit via SEPA
Transfer euros from your French bank account to your Peanut account. SEPA deposits are free and 90% arrive in under 20 minutes. If your bank supports SEPA Instant, deposits arrive even faster.
- 2
Your balance stays in digital dollars
Your euros convert to digital dollars at the market rate. Your balance stays in dollars until you spend — no currency fluctuation between deposit and payment.
- 3
Send money anywhere
Send to anyone via Peanut Links. The recipient claims the funds and withdraws locally — via Mercado Pago in Argentina, Pix in Brazil, bank transfer, or cash at an ATM.
- 4
Spend when you travel
Traveling to Argentina? Pay at over 1,000,000 merchants via Mercado Pago QR. Visiting Brazil? Pay with Pix. Your digital dollars convert at the real market rate at the moment of payment.
What You Can Do from France
Send Money to Argentina
France has a growing community of travelers and digital nomads heading to Argentina. The cripto dólar rate gives you approximately 5-10% more pesos per euro than what credit cards or traditional bank transfers deliver. Deposit via SEPA from your French bank, and the recipient in Argentina spends instantly via Mercado Pago at over 1,000,000 merchants — or withdraws cash from ATMs.
Send money from France to Argentina
Send Money to Brazil
French tourists visit Brazil in growing numbers — Brazil received 532,242 European arrivals in the first seven months of 2025, with France among the leaders. Send money via Peanut and the recipient pays with Pix instantly. No CPF required. The rate advantage means your recipient keeps more of what you send.
Send Money Anywhere
Peanut supports deposits and withdrawals in 40+ countries. Send digital dollars to anyone via Peanut Links — the recipient claims the funds and withdraws locally in their currency. Whether you are paying a contractor in Mexico, splitting costs with a friend in Colombia, or supporting family abroad, the process is the same: deposit from your French bank, send instantly, recipient withdraws locally.
Exchange Rate and Fees
Peanut charges no fees on deposits, transfers, or withdrawals. SEPA deposits from France are free. Sending money is free. The recipient spending via local payment systems is free.
Your euros convert to digital dollars at the market rate via SEPA. When the recipient spends in Argentina, the digital dollars convert to pesos at the cripto dólar rate — approximately 5-10% better than the rate credit cards and traditional bank transfers use. In Brazil, digital dollars convert to reais without the IOF tax that applies to traditional transfers.
For full details, visit the pricing page.
Who Uses Peanut from France
Travelers to Latin America
If you are heading to Buenos Aires, Patagonia, or Rio de Janeiro, Peanut saves you money on every transaction. Deposit euros via SEPA before your trip, and pay like a local from the moment you arrive. No DNI in Argentina, no CPF in Brazil — just your passport. The rate advantage compared to your French credit card is substantial.
Remote Workers and Freelancers
If you work with contractors or clients across borders, Peanut simplifies payments. Send money directly — the recipient gets local currency at the real rate. No wire transfer fees, no multi-day waits, no intermediary banks taking a cut.
People Sending Money to Family
Sending money from France to family in Latin America or elsewhere? Traditional bank transfers charge fees and deliver unfavorable rates. Peanut is free, instant, and gives the recipient more value per euro sent.
Getting Started
Verification
Peanut uses passport or national ID verification. The process takes under two minutes for most users. Upload a photo of your ID and take a quick selfie. Your identity documents are handled by a certified third-party verification provider — Peanut never sees or stores your documents.
Deposit from France
SEPA bank transfer is the recommended deposit method from France. Free, fast, and available from every French bank. Transfer euros to Peanut's SEPA details using the reference number provided in the app. 90% of deposits arrive in under 20 minutes.
You can also send digital dollars from any exchange on Solana, Arbitrum, Base, Tron, Polygon, Avalanche, or Ethereum — all deposits are free and arrive in minutes.
